HOW TO DO A MONTHLY BUDGET! EVEN FOR BEGINNERS!

Hello friends,

Hope you are having a wonderful week so far and had a great weekend!

Today, I am sharing with you how to create a monthly budget from beginning to end. Having a budget helps you save money, pay down debt and tell your money where to go. I do a zero-based budget every month and has helped me so much toward financial success.

Raise your hand if you have ever struggled with late fees, keeping track of when bills are due or even overdraft your checking account because of auto payments that you forgot about? Maybe that beauty box, Spotify or even Disney channel.

If yes, you are not alone dear friends! I too have completely spaced the Netflix movie subscription I signed up for and even the $50.00 annual fee for my gym membership a few years back. That is when I realized I to do a budget, track my bills and use a bill tracker/calendar.
Using these financial tools have helped me stay organized, avoid late fees, reduces monthly expenses and keeps me from over drafting my banking account.

I hope the video is helpful!

In case you missed it.

New YouTube video: How to do a Monthly Budget, Even for Beginners!

How to Create a Prayer Journal!

I am pleased and excited to share that all new content and PDF digital downloads are now out on the Frugal Living Network Etsy Shop and available to purchase.

Budget Binder
Monthly Budget
Prayer Journal Sheets
Daily Planner Sheet
Home Productivity Sheets.

I will be sharing a ton more on these and how to use them over the new few weeks and months. Stay tuned!

Coming up in January: Financial Courses, classes and 1x 1 coaching opportunities will be available. If interested, please send me an email so I can be sure to let you know of dates, schedules and times available.

Are you in need of prayer and support? Please let me know how I can be praying for you.

I hope you have a JOY filled week ahead!

Lisa Hice
Frugal Living Network & Lavished with Love Ministries